Stan A. Kinoshita & Associates, Inc. is a leader in the Financial Services markets. Since 1966, the company has been offering Hawaii residents some of leading insurance and financial services products on the market. From Life Insurance to Retirement Plans, we are your financial services professionals!

Stan A. Kinoshita, & Associates, Inc. is your one stop source for Personal and Commercial property and casualty insurance. From homes, to automobiles, to umbrella policies, and more, we are your mega insurance source! Please click a link to the left to view the different coverages available.

Qualified retirement plans are Congressionally approved retirement plans which have several major tax benefits. First, the employer's contributions can be deducted for income tax purposes. Second, the earnings on the plan's investments accumulate on a tax-deferred basis. Third, when the funds are distributed at retirement age, they may be eligible for favorable tax treatment for State of Hawaii income tax purposes. Fourth, taxpayers may be in a lower tax bracket after retirement.